Contractor Liability Insurance

Did you know that professional indemnity insurance insures you against your error, neglect, act or omission, which could cause financial loss to your business?

If members of the public or clients visit your offices or if you, or someone who works for you, visit your clients’ offices, public liability insurance covers the compensation you might have to pay following accidental injury or property damage. This could be something that happened at your office such as a client tripping over a computer cable, or it could be an accident relating to something outside your workplace such as you, or an employee, spilling coffee over a client’s computer.

You should consider public liability insurance if you:

• Deal with the public

• Have clients visiting your home office or business premises

• Visit your clients’ offices.

Employers' liability insurance

It is a legal requirement in the UK to have a minimum of £5 million of employers’ liability insurance cover if you employ staff. You are responsible for the health and safety of your employees whilst they are at work. If they suffer an accident in the workplace, or experience any physical or mental illness brought on by work, they could bring a claim against you for compensation.

Why choose Hiscox Liability Insurance?

• You can purchase Hiscox Public Liability and Employers’ Liability together as a single package.

• The limit you select means that any claim you make has this limit of cover (the maximum Hiscox will pay out on a claim).

• Legal fees, such as the cost of paying a solicitor to defend you in court, are included in the cover.

Get an online quote or call 0808 252 3306. Not ready to renew?

Policies are underwritten by Hiscox Underwriting Ltd on behalf of Hiscox Insurance Company Ltd, both of which are authorised and regulated by the Financial Services Authority. This promotion has been authorised by Hiscox Underwriting Ltd.